Golf Insurance
All golfers, regardless of ability run the risk of injuring another person – or themselves - whilst out playing golf.
Every year over 12,400 golf injuries require hospital treatment and millions of pounds worth of golfing equipment is stolen. So it's maybe surprising to hear independent research claim that 9 out of 10 golfers have insufficient golf insurance.
Furthermore, in April 1998, The Court of Appeal upheld a County Court ruling that 'Golfers are liable for shots that cause injury, no matter how slight the risk'. So, with many golfers wrongly believing they are covered under their household insurance, one erratic swing could leave them in serious financial difficulty.
If you're a golfer you need specialist golf insurance cover; that means reliable protection against theft, loss or damage to your golfing equipment, damage to property, personal injury and personal liability. The fact is, golf can be a very expensive game if it goes wrong and if you don’t have the correct insurance, the more often you play, the greater the risk!
Golf Care can provide you with golf insurance cover for complete peace of mind.
We have developed four levels of cover that will suit you whatever your budget or requirements – just make your choice and click through to sign up today
Policies
| |
Bronze |
Silver |
Gold |
Platinum |
| Territory |
UK |
UK |
Europe |
Worldwide |
| Equipment |
£1,250 |
£1,750 |
£2,500 |
£5,000 |
| Liability |
£5m |
£5m |
£5m |
£5m |
| Accident |
£50,000 |
£50,000 |
£50,000 |
£50,000 |
| Thirdparty |
£2,500 |
£2,500 |
£2,500 |
£2,500 |
| Holeinone |
£150 |
£150 |
£200 |
£200 |
| Effects |
- |
- |
£250 |
£250 |
| Trophies |
- |
- |
£250 |
£250 |
| Dental |
£350 |
£350 |
£350 |
£350 |
| Equipmenthire |
£200 |
£200 |
£200 |
£200 |
| Subscription |
£1000 |
£1000 |
£1000 |
£1000 |
| Premium |
£29.99 |
£34.99 |
£49.99 |
£64.99 |
| |
Apply now |
Apply now |
Apply now |
Apply now |
Summary Of Cover
Golfing Equipment Cover (theft, loss, damage)
Replacements of your equipment on a new for old basis, items which are older than three years will be replaced at intrinsic value. up to £5,000
Personal Liability
Protection of your legal position, should you damage property or injure another person whilst playing golf. up to £5,000,000
Personal Accident
Should you be unfortunate enough to sustain a serious injury on the golf course, you will be compensated. Plus Hospitalisation Benefit. up to £50,000
Golfers Accidental Damage to Third Party Property
Cover for any loss or damage to the property of others that you may have caused accidentally whilst playing golf. up to £2,500
Hole-in-one Cover
Club House expenses will be paid in the event of a hole-in-one being scored during a round of golf. up to £200
Personal Effects
Theft or damage of personal effects. up to £250
Loss of Golfing Trophies
up to £250
Dental Treatment Following A Golfing Accident
Following accident whist playing golf, your dental treatment is covered. up to £350
Golf Equipment Hire
The cost of hiring golf equipment will be covered if you lose or have your clubs stolen. up to £200
Loss of Club Subscription
Reimbursement of club subscription if an accident renders you unable to play. up to £1,000
Worldwide Cover Options Available
Guarantee
Take out a policy with Golf Care and you really have nothing to lose.
We are that confident our insurance will be right for you we offer a 14 day no quibble money back guarantee.
Golf Care Lowest Price Promise
We know our price and cover cannot be beaten, so if you take out a policy and then find the same cover cheaper elsewhere, we'll refund the difference.
Status
JRW Group Services Ltd trading as Golf Care is underwritten on behalf of Certain Underwriters at Lloyd's ('The Underwriters'). JRW Group Services Ltd is Authorised and Regulated by the Financial Services Authority for Insurance Mediation Only. The JRW Group Services FSA Register number is 313411. You can check this on the FSA's Register by visiting the FSA's website http://www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. You will not receive advice or a recommendation from us as part of our service. You will need to make your own choice about how to proceed.
What to do if you need to complain
Please phone our Customer Service Manager 0870 413 2222 or write to the: Customer Service Manager, JRW Group Services Ltd, Tatton House, 11 Old Hall Road, Gatley, Cheadle, Cheshire SK8 4BE. Should you remain dissatisfied with our response, you may approach the Financial Ombudsman Service. Full details of our complaint procedure are available upon request. We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and circumstances of the claim. The compensation limit for insurance mediation where the intermediary fails is 100% of the first £2000 and 90% of the remainder.
Introductory Offers
Discounts that maybe offered by Golf Care from time to time apply for the first year premium only. These discounts do not apply to existing or previous Golf Care Customers.
Your Duty to Disclose
It is important that all information you give us verbally or in writing in proposing for, renewing or making changes to your insurance claim is full and correct: and that you tell us about changes such as address. Failure to do so could later invalidate your Insurance or claims under it. Under the conditions of your Insurance you must tell us about any insurance related incidents (such as illness) whether or not they give rise to a claim. When you tell us about an incident we will pass the information to a database.
Fraud Prevention and Detection
In order to prevent and detect fraud we may at any time: Share information about you with other organisations and public bodies including the Police; check and/or file your details with fraud prevention agencies and databases, and if you give us false or inaccurate information and we suspect fraud, we will record this. We and other organisations may also search these agencies and databases to: help make decisions about the provision and administration of insurance, credit and related services for you and members of your household; trace debtors or beneficiaries, recover debt, prevent fraud and to manage your accounts or insurance policies: check your identity to prevent money laundering, unless you furnish us with satisfactory proof of identity; undertake credit searches and additional fraud searches.
Data Protection
For Data Protection Act purposes Golf Care is the data controller. We will hold and process your personal data for insurance administration and marketing. For this purpose, the information may also be passed to selected third parties, Underwriters, insurers and reinsurers, and may also be processed outside the European Economic Area (EEA). You understand that all personal data you supply must be accurate. And you have the specific consent of those other person's insured to disclose their personal data. You can ask us for more information about this. Golf Care likes to keep you up to date about its own products and services and those of other companies, which might be of interest to you. However, if you prefer not to be kept informed please notify us in writing by sending your letter to: Golf Care, FREEPOST NAT 21736, Cheadle, SK8 4YA.
Law Applicable to this Insurance
You and we are free to choose the law applicable to this Insurance. You will be governed by the English Law unless you and the Underwriters have agreed otherwise.
